Explore common payment structures that may be available through participating providers, subject to qualification and current agreement terms.
Payment FlexibilityCompare payment structures against your budget, goals, and current provider terms.
Written TermsReview documented responsibilities, pricing, and timelines.
Option ReviewCompare ownership and provider-managed paths side by side.
The initial amount varies by payment structure and provider.
Payments may be fixed, usage-based, or subject to an escalator.
Potential eligibility depends on current law, program rules, ownership, and provider terms.
Service, transfer, buyout, and home-sale terms vary by agreement.
| Feature | Cash Purchase | Solar Loan | Solar Lease | PPA |
|---|---|---|---|---|
| System ownership | Customer generally owns the system, subject to the signed agreement | Customer generally owns the system, subject to the signed agreement | Provider generally owns the system, subject to the signed agreement | Provider generally owns the system, subject to the signed agreement |
| Upfront cost | Purchase price due as stated in the purchase agreement | $0-down may be available; qualification and terms vary | $0-down may be available; qualification and terms vary | $0-down may be available; qualification and terms vary |
| Ongoing payment | No financing payment after purchase | Payment follows the signed loan agreement | Payment follows the signed lease agreement | Payment follows the signed PPA agreement |
| Payment changes | Not applicable after completed purchase | May be fixed or otherwise structured by agreement | Fixed or escalating, depending on agreement | Rate may escalate, depending on agreement |
| Incentive treatment | Depends on current law, program rules, ownership, and customer eligibility | Depends on current law, program rules, ownership, and customer eligibility | Depends on current law, program rules, ownership, and provider terms | Depends on current law, program rules, ownership, and provider terms |
| Maintenance | Responsibilities and coverage depend on warranties and service terms | Responsibilities and coverage depend on warranties and service terms | Provider and customer responsibilities are defined by agreement | Provider and customer responsibilities are defined by agreement |
| Home sale | Treatment follows the property sale and applicable agreement | Payoff or transfer provisions follow the loan agreement | Transfer or buyout provisions follow the lease agreement | Transfer or buyout provisions follow the PPA agreement |
| End of term | Not applicable after completed purchase | After-payoff rights and obligations follow the agreement | End-of-term options vary by agreement | End-of-term options vary by agreement |
These examples are illustrative. Availability, credit approval, ownership, payment changes, program eligibility, maintenance, battery eligibility, and transfer terms vary by provider, market, and agreement. Sunburst is not the lender. The provider’s disclosures and signed agreement control.
Available structures may include a cash purchase, solar loan, solar lease, or power purchase agreement. Availability depends on the market, provider, project, and customer qualification.
Some provider programs may offer a $0-down structure to qualifying customers and projects. Upfront requirements, fees, and qualification criteria vary; review current provider disclosures before signing.
Payments may be fixed, variable, usage-based, or subject to an escalator as stated in provider disclosures and the signed agreement.
A cash purchase or some loan structures generally provide customer ownership. Under a solar lease or PPA, the provider generally owns the system. The provider's disclosures and signed agreement control.
Depending on the payment structure, the system or agreement may transfer with the home, require loan payoff, or involve transfer or buyout terms. The provider's disclosures and signed agreement control.
Battery storage may be included when supported by the selected provider, program, equipment, system design, and market. Availability is not guaranteed.
Start with a personalized conversation about your goals and available options.
